There are two buckets that investment products fall into - financial and non-financial assets. Financial assets can be divided into market-linked products (like stocks and mutual funds) and fixed income products (like Public Provident Fund, bank fixed deposits). Non-financial assets - most Indians invest via this mode - are the likes of gold and real estate.
Here is a look at the top 10 investment avenues Indians look at while savings for their financial goals.
Direct equity
Equity mutual funds
Debt mutual funds
National Pension System (NPS)
Public Provident Fund (PPF)
Bank fixed deposit (FD)
Senior Citizens' Saving Scheme (SCSS)
RBI Taxable Bonds
Real Estate
Gold